Your Favorite Lenders

FHA Loans

Unlocking Homeownership with 3.5% Down: Your FHA Loan Solution

Our FHA Loan Process is Quick & Painless

Unlocking homeownership is now easier than ever with Your Favorite Lenders. Our FHA loans are a fantastic option for first-time homebuyers, though they are available to all types of buyers. With down payments as low as 3.5% and a minimum credit score of 500, these loans offer flexibility and accessibility. Even with a higher debt-to-income ratio, a steady employment history can help you qualify. Additionally, FHA loans can cover closing costs and offer down payment assistance options.

Why Choose an FHA Loan?

  • Lower Credit Score Requirements: Easier to qualify compared to other mortgage loans.
  • Flexible Qualifications: Recent bankruptcies or financial issues won't necessarily disqualify you.
  • Various Options: Available in both fixed-rate and adjustable-rate formats.
  • Refinancing Options: Cash out up to 80% and include your closing costs.


FHA loans are versatile and can be used to purchase various property types. You can buy a 1-4 unit property as long as you occupy one unit as your primary residence. Loan amounts can go up to $562,350 for a single-unit property and up to $1,081,450 for a four-unit property, with limits adjusted annually to keep pace with rising home prices. For more information on FHA loan limits, visit HUD.GOV.

Get your FHA Loan Details now.

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A family is sitting on a couch together and smiling.

Our FHA Loan Process

Here’s how our loan process works:

  1. Complete our simple FHA Loan Qualifier
  2. Receive options based on your unique criteria and scenario
  3. Compare mortgage terms
  4. Choose the offer that best fits your needs
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