Your Favorite Lenders
Our 15 Year Fixed Rates Are Low & Our Process is Quick & Painless
Secure your future with 15-year fixed mortgage loans from Your Favorite Lenders. A conventional mortgage meets Fannie Mae or Freddie Mac requirements for insurance or backing. These government-sponsored entities enable banks to offer lower rates compared to jumbo or non-conventional loans.
For 2024, the conventional loan limit is $750,000 in most U.S. areas. In high-cost areas like Orange County, California, the limits are $766,550 for low-balance loans and $1,149,825 for high-balance loans to accommodate higher living costs. Conventional loans typically require a minimum down payment of 3% for first-time homebuyers and 5% for others.
Take advantage of our low conventional rates and quick processing to secure a mortgage that fits your needs.
As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.
Here’s how our home loan process works:
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Phone: (714) 340-0200
Address: 5101 E La Palma Ave Ste 206 Anaheim CA 92807
Email: Admin@YourFavoriteLenders.com
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