Your Favorite Lenders

15 Year Fixed Mortgage Loans

Secure Your Future with 15 Year Fixed Mortgage Loans

Our 15 Year Fixed Rates Are Low & Our Process is Quick & Painless

Secure your future with 15-year fixed mortgage loans from Your Favorite Lenders. A conventional mortgage meets Fannie Mae or Freddie Mac requirements for insurance or backing. These government-sponsored entities enable banks to offer lower rates compared to jumbo or non-conventional loans.


For 2024, the conventional loan limit is $750,000 in most U.S. areas. In high-cost areas like Orange County, California, the limits are $766,550 for low-balance loans and $1,149,825 for high-balance loans to accommodate higher living costs. Conventional loans typically require a minimum down payment of 3% for first-time homebuyers and 5% for others.



Take advantage of our low conventional rates and quick processing to secure a mortgage that fits your needs.


As a rule of thumb, it may be harder to qualify for fixed-rate loans than for adjustable rate loans. When interest rates are low, fixed-rate loans are generally not that much more expensive than adjustable-rate mortgages and may be a better deal in the long run, because you can lock in the rate for the life of your loan.

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The 15 Year Fixed Rate Mortgage Loan Process

Here’s how our home loan process works:

  1. Complete our simple 15 Year Fixed Rate Mortgage Qualifier
  2. Receive options based on your unique criteria and scenario
  3. Compare mortgage interest rates and terms
  4. Choose the offer that best fits your needs
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