Your Favorite Lenders

Jumbo Loans

Jumbo Loans at Your Favorite Lenders

We Provide Low Jumbo Loan Rates and Can Close Your Loan in as Little as 21 Days

Good news for home buyers! At Your Favorite Lenders, you can secure a jumbo loan with competitive rates and flexible terms. Our jumbo loan programs are designed to help you finance high-value properties efficiently.


Key Features of Jumbo Loans



Low Down Payments: Only a 3.5% down payment is required for loan amounts up to $1,500,000 when buying a primary home. For a second home, a 10% down payment is required. This low down payment option makes it easier to purchase high-value homes without a large initial outlay.


No PMI: Jumbo loans do not require Private Mortgage Insurance (PMI), allowing borrowers to save thousands over the life of their loan. This makes jumbo loans more affordable and cost-effective in the long run.


Flexible Loan Terms: Jumbo loan terms are available as 15-30 year fixed rate loans or 5, 7, or 10 year ARM (Adjustable Rate Mortgage) loans. This flexibility allows you to choose the loan structure that best fits your financial situation and long-term plans.

This is how you qualify for a Jumbo Loan.


  • Credit Score: Ensure you have a good credit score (typically 680 or above). Lower scores may require a higher down payment. A strong credit score can help you secure better loan terms and interest rates.


  • Property Eligibility: Determine the type of property you are purchasing: primary home, second home, or investment property. Each property type has specific requirements and benefits.


  • Down Payment: Prepare for a down payment of 3.5% to 10%, depending on the loan amount and type of property. A larger down payment can also improve your loan terms.


  • Income and Debt Verification: Meet the debt-to-income ratio requirements, which can be up to 45%. This ensures you have the financial stability to manage the loan payments.


To qualify for a jumbo loan, maintain a good credit score, choose an eligible property, prepare a suitable down payment, and ensure your income and debt ratios meet the requirements. Our jumbo loans provide the financial support you need to purchase high-value properties with ease.


A large white house with a black roof and a large lawn in front of it.
A family is sitting on a couch together and smiling.

Our Jumbo Loan Process

Here’s how our loan process works:

  1. Complete our simple Jumbo Loan Qualifier
  2. Receive options based on your unique criteria and scenario
  3. Compare mortgage terms
  4. Choose the offer that best fits your needs
Apply Now

Send Us A Message

ServiceGeneral Inquiries (Contact Form)

Services We Offer:

Need help?

Contact Our Team

We’d love to hear from you. Choose the most convenient method and we’ll get back to you as soon as we can within 24 hours.

Schedule an Appointment

CALL US TODAY:

(714) 340-0200
Share by: