Your Favorite Lenders

Mortgage Lending

MADE EASY

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Get ready for lightning-fast, honest, & tailor-made quotes paired with unbeatable rates and service built on trust and integrity. Join hundreds of satisfied families who've made us their new favorite lender.

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Personalized Approach

Tailoring services to your needs for a personalized homeownership experience.

Competitive Rates

Unlock a world of competitive rates for financing options that align with your budget.

Transparent Communication

Clear and open communication, ensuring you are informed of the progress and details of your loan.

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10

YEARS

of experience in Finance industry.

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ABOUT US

About the Business

Your Favorite Lenders is your premier online real estate lending company, founded by award-winning partners Garret and Landis with over 10 years of experience, having funded over $100M.

We specialize in providing fast, customized mortgage solutions with great rates and a commitment to service with integrity. Whether you're buying, selling, refinancing, or building your dream home, our experienced loan officers offer quick and accurate financial advice, ensuring you make the right choices for you and your family.


Explore our website for various loan programs, decision-making tools, and secure online applications, or contact us for personalized service and expert advice.

— Our Services —

Our POPULAR MORTGAGE OPTIONS

When buying, selling, refinancing, or building a home, your loan officer choice is crucial. With ever-changing market conditions, our experienced team can expertly guide you through financing options.

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30 Year Fixed Mortgage Loans

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FHA Loans

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VA Loans

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Fix N Flip Loans

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Commercial Loans

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15 Year Fixed Mortgage Loans

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Reverse Mortgage Loans

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DSCR Loans

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Asset Depletion Loans

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ITIN Loans

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Buydown Programs

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Delayed Financing

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Commercial Refinance

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Bridge Loans

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30 Year Fixed Mortgage Loans

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FHA Loans

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Your Favorite Lenders - Your Premier Online Real Estate Lending Company

— Why Choose us —

Elevate Your Mortgage Lending Experience with Confidence and Excellence

Choose us for a personalized approach to your homeownership journey. Our loan officers offer efficiency, competitive rates, and services grounded in integrity. With diverse mortgage programs, user-friendly tools, and a client-centric focus, we turn dreams into reality, making us your trusted partner in homeownership.

Experienced Loan Officers

Seasoned experts guide you through the mortgage process with knowledge and professionalism.

Comprehensive Programs

Diverse options for various needs – from first-time homebuyers to dream home builders.

Flexible Appointment Scheduling

Schedule appointments at your convenience through our secure online form.

Grounded in Integrity

Upholding the highest standards of transparency, honesty, and ethical practices in every interaction.

YFL Mission

Our mission is to empower individuals and families on their path to homeownership. Through personalized mortgage solutions, transparent communication, and a commitment to integrity, we strive to make the process seamless. We aim to be the trusted partner guiding dreams into the reality of cherished homes.


Our Blog

Discover the latest trends, expert advice, and valuable resources that will make your homeownership experience not just a transaction, but a well-informed and satisfying adventure.

See All Posts
By Jack Doerr 04 Jul, 2024
Commercial Real Estate: A Quick Guide Commercial real estate (CRE) refers to properties used for business purposes, such as offices, retail spaces, industrial properties, and multi-family housing. Here's a brief overview of the essentials. Types of Commercial Real Estate Commercial real estate includes various property types. Office buildings house corporate offices and coworking spaces, making them ideal for companies looking for office space for lease. Retail spaces encompass shopping malls and standalone stores, reflecting trends in the retail property market. Industrial real estate includes warehouses and manufacturing plants, critical for logistics and production. Multi-family housing refers to apartment buildings and condominiums. Special purpose properties, such as hotels, schools, and medical facilities, serve specific business needs. Benefits of Investing in Commercial Real Estate Investing in commercial real estate offers several advantages. It typically provides higher rental income compared to residential properties, enhancing your revenue potential. Additionally, it diversifies your investment portfolio, reducing overall risk. Commercial leases are usually long-term, ensuring stable and predictable income. Over time, these properties can appreciate significantly, especially in prime locations. Investors also benefit from various tax advantages, including deductions on mortgage interest and property depreciation. Key Considerations When investing in commercial real estate, several factors are crucial: - Location: Prime areas attract higher rents and quality tenants. - Market Research: Understand commercial real estate trends and economic indicators that can influence your investment. - Property Condition: Assess the physical condition to avoid unexpected maintenance costs. - Financing: Explore different financing options, such as commercial real estate loans and traditional mortgages, to find the best fit for your financial situation. - Reliable Tenants: Ensure your tenants are stable businesses, as they provide consistent rental income. - Legal Aspects: Review zoning laws, property taxes, and lease agreements to protect your investment. Tips for Success Success in commercial real estate requires building a strong network. Connect with commercial real estate brokers, property managers, and other industry professionals who can offer valuable insights and opportunities. Stay informed about market trends, economic forecasts, and regulatory changes to make well-informed decisions. Focus on tenant retention by providing excellent service and maintaining good relationships, as high tenant turnover can be costly. Consider hiring a professional property management company to streamline operations and improve property performance. Conclusion Commercial real estate offers lucrative opportunities for investors willing to conduct thorough research and planning. By understanding the different types of CRE, the benefits, and key considerations, you can make informed decisions and maximize your returns. Ready to explore commercial real estate? Contact us for expert advice and the latest market insights. We're here to help you make the best investment decisions for your future.
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CONTACT US

Get Your FREE Mortgage Rate Quote Now!

Unlock your path to homeownership! Click now to secure your FREE Mortgage Rate Quote and pave the way to your dream home.

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Frequently Asked Questions


Do you have a question about our service? Feel free to give us a call and also take a look at our list of frequently asked questions!

  • What is the minimum credit score required to qualify for a mortgage?

    The minimum credit score required to qualify for a mortgage can vary depending on the lender and the type of loan you're applying for. Generally, conventional loans require a minimum credit score of around 620, while FHA loans may accept credit scores as low as 580. However, keep in mind that higher credit scores typically result in better loan terms and interest rates.

  • What documents do I need to apply for a mortgage?

    When applying for a mortgage, you'll typically need to provide documents such as pay stubs, W-2 forms, tax returns, bank statements, and identification documents like a driver's license or passport. Your lender may also request additional documents depending on your unique financial situation.

  • What is the difference between a fixed-rate and adjustable-rate mortgage (ARM)?

    A fixed-rate mortgage has a constant interest rate and monthly payment throughout the life of the loan, providing stability and predictability. On the other hand, an adjustable-rate mortgage (ARM) has an interest rate that may change periodically, usually after an initial fixed-rate period. ARMs often start with lower interest rates but can increase over time based on market conditions.

  • How much of a down payment do I need to buy a home?

    The amount of down payment required to buy a home varies depending on the type of loan and your financial situation. Conventional loans typically require a down payment of at least 3% to 20% of the home's purchase price, while FHA loans may require as little as 3.5% down. Some loan programs, such as VA loans for eligible veterans and USDA loans for rural areas, offer 0% down payment options.


  • Can I refinance my mortgage?

    Yes, you can refinance your mortgage to potentially lower your monthly payments, reduce your interest rate, change your loan term, or tap into your home's equity. Refinancing involves replacing your existing mortgage with a new one, typically with different terms. Whether refinancing is beneficial for you depends on factors such as current interest rates, your financial goals, and how long you plan to stay in your home.

— CLIENT TESTIMONIALS —

What Our Clients & Partners Say...

As a lender who sees +200mm monthly in loans, the true testament to Trevor Curran’s exceptional abilities at ‘Your Favorite Lender’ comes from the enthusiasm of my processing group. They genuinely look forward to every loan that comes through via Trevor, a clear indicator of his proficiency and reliability. He consistently leads the pack, being the first to complete demand lists and fulfill conditions. This efficiency not only makes our work smoother but also reaffirms my belief in his outstanding professionalism and expertise. Trevor truly sets a high standard in the lending industry.

Fitz B.

★★★★★

Zo (Zonnel) was a huge help. Without him, my wife and I wouldn't have been able to narrow down the best situation for the biggest purchase of our lives! We thank him for all of his help with all the extra lengths he went to ensure we had the best deal. 10/10 would recommend him to any family and friends. I know he would take care of them just as well as he did us. Thanks again Zo and you're always welcome to stop by after we close 😄.

Lucas L.

★★★★★

Everyone at my favorite lender was so amazing in the process of my husband and I purchasing our home! They worked so efficiently and communicated so well throughout the whole process. Everyone I spoke to was beyond kind and made the experience amazing. I highly suggest going through Your Favorite Lenders. We personally worked with Tyler, but everyone we spoke to was amazing! 10/10

Kay H.

★★★★★

Thank you to Your Favorite Lenders for their exceptional work in facilitating the purchase of my client's home. Shane Roddy's proactive approach, responsiveness, and invaluable assistance were instrumental throughout the entire process. We extend our sincere gratitude for the dedication and hard work that made this transaction a success!

Alexandra D.

★★★★★

Had the pleasure to work with Landis and he was phenomenal every step of the way. I gave him my trust and he did not disappoint. I would highly recommend giving Landis a call if you need a Lender who gets things done on time.

Danny G.

★★★★★

Shane Roddy is the greatest lender I have ever had the pleasure of working with. I've went through his office four times for different purchases and each time was better than the last! Hes very quick with his responses, even messaging on weekends and late hours due to me being overseas. He is also great for the realtors that I work with, as they have no problems getting in touch. Causing all of my purchases to go off without a hitch. I will absolutely be back for more homebuying once my wallet can afford it!!

Taylor B.

★★★★★

From beginning to end the process was top notch! Landis made it so easy for us to submit the paperwork necessary and took the headache out of purchasing our home! We were will informed every strop of the way and when we asked questions they were answered quickly and confidently! We appreciate the expertise! Thanks so much!!

Jua-Nita W.

★★★★★

Landis is your go-to guy for complex financing and mortgages. We closed escrow seamlessly (and early) thanks for his attention to detail and for providing guidance every step of the way. His professionalism and compassion helps homeowners (and realtors) navigate this process easily. Can't be more thankful to him!

Rebecca B.

★★★★★

Landis has been my go-to for anything loan related for all of my clients! He is so knowledgeable and diligent in his craft, and is always available to answer any questions we have. I am grateful for all of his efforts in ensuring that my clients and I are given the utmost care and support through our real estate needs.

Alysa P.

★★★★★

Landis made the home buying process an awesome experience! He explained everything to me and made sure I understood what was happening every step of the way. He and his team answered all of my calls and were never to busy to talk to me. I would definitely recommend Your Favorite Lenders and am so grateful for everything they did for me and my new home!

Char O.

★★★★★

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